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RE Broker CalBRE License No.1889802 | NMLS ID 337721

BRIDGE

Up to 75% of Value

Refinance / Purchase

6 to 60 months

Interest Only Payments

Single Family and Multi-Family

Business Purpose Only

California Only

Contact for Pricing

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FIX AND FLIP

Up to 85% of Purchase Price*

100% of Renovation Costs

Flexible Terms

Interest Only Payments

Single Family and Multi-Family

Business Purpose Only

California Only

Contact for Pricing

Learn More

30 YR RENTAL

Up to 80% of Value

Purchase / Refinance

Interest Payments Available

Cash Out OK

Minimum Documentation

Business Purpose Only

California Only

Contact for Pricing

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CONSTRUCTION

Up to 80% LTC

100% of Renovation Costs

Flexible Terms

12 to 18 Months

Single Family and Multi-Family

Business Purpose Only

California Only

Contact for Pricing

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Preferred Borrower Account Program

The Preferred Borrower Account (“PBA”) Program was launched to help real estate investors submit stronger offers and close quicker. By getting approved for the PBA Program, you will be issued a Letter of Credit, access to property specific Pre Approval Letters, and Expedited Closings. Learn more today!  

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Why Choose Us

Your Trusted Hard Money Lender

Direct

As a DIRECT hard money lender, we offer flexible lending solutions at low rates and high LTV’s. Our expedited approval process ensures that we quickly underwrite and fund your loan.

FAST

TaliMar Financial works quickly to structure a hard money loan that fits your specific scenario. Our lending platform is designed to offer flexible options and close quickly. We often close within 5 to 7 business days from receiving a loan application.

Aggressive

TaliMar Financial offers aggressive hard money lending programs for real estate investors, operators, and brokers. We fund 1st and 2nd position loans with borrower with poor or no credit.

The Trusted Hard Money Lender

TaliMar Financial has been funding California hard money loans for non-owner occupied residential and commercial fix and flip, construction, and bridge loans since 2008. As a direct lender through our mortgage fund, TaliMar Income Fund I, we offer flexible private money loan programs for investors that need to close quickly.

Contact us today with your hard money loan request or submit your request directly by clicking here.

Recently Closed Loans

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Fix and Flip loan in Palm Springs, CA

Fix and Flip loan in Rancho Santa Fe, CA

Fix and Flip loan in Vista, CA

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Preferred Broker Account Program

The Preferred Borrower Account (“PBA”) Program is designed for real estate investors looking to scale their business. The PBA Program offers investors several advantages, including a TaliMar Financial Letter of Credit, Property Specific Proof of Funds Letters, Expedited 5 Day Closings, and access to our Wholesale Deal Marketplace. Apply today for the Preferred Borrower Account Program and let us help you scale your business.

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Read What Others Are Saying

  • Brock and his team are truly amazing. Joseph thank you for your amazing customer service. I will not go anywhere else.

    Michael Crawford Avatar Michael Crawford
    February 2, 2022

    Talimar was able to get a loan closed that many other lenders could not. Would highly reccomend and use them again!

    Jay Po Avatar Jay Po
    October 2, 2024

  • Brock and his team have been more than accommodating in the entire process of obtaining our construction loan. The TaliMar experience and customer service is outstanding. This is my first time doing business with the firm, and I already have plans for more projects with Talimar Financial! If you are looking for a Construction or Real Estate loan, I strongly recommend Talimar! Sincerely, Brian Ross

    Brian Ross Avatar Brian Ross
    December 5, 2019

    Talimar Financial did an amazing job with financing my real estate deal. Within 10 days of notice, we were able to fund the deal with minimal issues. I would use them again!

    Derrek Brooks Avatar Derrek Brooks
    April 8, 2022

  • Talimar Financial was really great to work with! They are much faster closing than most hard money lenders, have fair rates, good leverage, and most importantly RELIABLE, and easy to do business! Will use again!

    Dyami Myers-Taylor Avatar Dyami Myers-Taylor
    October 19, 2020

    Those guys did all the pre-approval process, I confirmed everything, talked with them often everything was all good and somehow 24 hrs before closing they finally told me they couldn't close! I got lucky because my seller was understanding and let me extend escrow by another week, enough to find a real HML that could close. I did, and Talimar will NEVER get my business again!

    Emmanuel Ruggiero Avatar Emmanuel Ruggiero
    May 3, 2022

  • Brock and his staff are amazing in treatment of lenders and I'm sure that translates to the borrowers as well. He calls me when I have a question and is most helpful and complete in explanations. You can't miss with this company. Thanks!!!

    Janet Cooper Avatar Janet Cooper
    March 28, 2023

    Love working with Brock and his team. I had a wonderful experience with Talimar Financial and Brock. There creative financing options make purchasing properties a breeze. The easy and smooth process they provide is excellent and their knowledge of the industry make the process stress-free. Thanks to the Talimar Financial Team and Brock! I highly recommend them to anyone in need of hard money loans.

    Billy Colestock Avatar Billy Colestock
    May 2, 2023

  • Were quick and completed my loan as promised. Very impressed and very professional!!

    Bradley Petersen Avatar Bradley Petersen
    April 22, 2022

    Brock is super easy to work with! Highly recommend him to all investors new or experienced. Not only is he FAST and efficient, he always gets back to you same day. It's awesome to be able to leverage and depend on this funding.

    April Khamphasouk Avatar April Khamphasouk
    October 3, 2019

Frequently Asked Questions

Why use Hard Money?

Real estate investors choose to use hard money for many different reasons. The main reason is the ability of the hard money lender to fund the loan quickly. Other reasons why a borrower may choose to use a private lender is that they have been rejected by the banks for a conventional loan or they prefer to limit the amount of documentation required to obtain a loan.

What Makes a Hard Money Lender Different?

Hard money lenders focus on the real estate rather than the borrower credit or income when funding a hard money loan. That is not to say credit or income isn’t considered, but the primary security for the private money lender is the real estate. Further, hard money lenders are more flexible in their lending options, require significantly less documentation, close much quicker, and will consider most property types. 

What Types of Loans do Hard Money Lenders Fund?

Hard money lenders will fund many different types of loans including residential and commercial purchase and cash out refinance loans. Many of the loans funded by private lenders are used for fix and flips / rehabs, ground up construction, and short term bridge financing.

What Documents do Hard Money Lenders Require?

A simple call to a hard money lender will start the approval process. With some preliminary information, the hard money lender can tell you if they can fund the loan and the approximate pricing. Be sure to request a list of the required documents upfront.

TRUST DEED INVESTMENTS

With benefits that include consistent monthly income and greater security and transparency, Trust Deed investments provide an attractive option for today’s investors.

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Getting Educated

How to Value a Property Using a Cap Rate: A Guide for Real Estate Investors

What is a DSCR Loan and Why Real Estate Investors Should Consider It for Long-Term Financing

The Advantages of Managing Our Own Mortgage Fund at TaliMar Financial

Your Trusted Hard Money Lender

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